2025 BGN to SGD Historical Review

YEARLY HIGH

0.7758 SGD

YEARLY LOW

0.7136 SGD

YEARLY AVERAGE

0.7545 SGD

2025 BGN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.7758. Conversely, the yearly low was recorded on February 22, dropping to 0.7136.

This high-to-low spread represents a total annual volatility of 0.0621 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7209 to the December average rate of 0.7732, the exchange rate registered a net change of 7.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7758 was up 3.35% compared to the 2024 peak of 0.7506, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 3,879 SGD

2024 Average 3,697 SGD

Yearly Trough Low 3,568 SGD

Transaction Impact: A difference of 310.58 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7788

0.7115

JanuMarcMayJulySeptNove

BGN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7397, compared to 0.7694 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0297 points.

H1 Avg (Jan–Jun) 0.7397

H2 Avg (Jul–Dec) 0.7694

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0285 SGD (High: 0.7448 / Low: 0.7162). On the other end, February was the most stable month, with a tight range of 0.0057 SGD (High: 0.7193 / Low: 0.7136).

March Spread (Volatile) ±0.0285

February Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0125 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.7732) against the same month in 2024 (average: 0.7235), the exchange rate shifted by +0.0497 (+6.87%).

2025 Avg (December) 0.7732

2024 Avg (December) 0.7235

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7246	0.7170	0.7209
February	0.7193	0.7136	0.7171
March	0.7448	0.7162	0.7377
April	0.7647	0.7423	0.7593
May	0.7592	0.7411	0.7469
June	0.7657	0.7451	0.7561
July	0.7690	0.7563	0.7652
August	0.7688	0.7618	0.7657
September	0.7752	0.7671	0.7711
October	0.7754	0.7659	0.7713
November	0.7742	0.7658	0.7698
December	0.7758	0.7696	0.7732