2013 BGN to SGD Historical Review

YEARLY HIGH

0.8927 SGD

YEARLY LOW

0.8121 SGD

YEARLY AVERAGE

0.8491 SGD

2013 BGN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BGN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.8927. Conversely, the yearly low was recorded on April 3, dropping to 0.8121.

This high-to-low spread represents a total annual volatility of 0.0806 SGD. From a start-to-finish perspective, comparing the January average rate of 0.8344 to the December average rate of 0.8813, the exchange rate registered a net change of 5.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8927 was up 3.76% compared to the 2012 peak of 0.8603, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,464 SGD

2012 Average 4,103 SGD

Yearly Trough Low 4,060 SGD

Transaction Impact: A difference of 403.11 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8871

0.8182

JanuMarcMayJulySeptNove

BGN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8344, compared to 0.8638 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0294 points.

H1 Avg (Jan–Jun) 0.8344

H2 Avg (Jul–Dec) 0.8638

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0376 SGD (High: 0.8572 / Low: 0.8196). On the other end, September was the most stable month, with a tight range of 0.0099 SGD (High: 0.8678 / Low: 0.8579).

January Spread (Volatile) ±0.0376

September Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0203 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0203

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.8813) against the same month in 2012 (average: 0.8184), the exchange rate shifted by +0.0630 (+7.69%).

2013 Avg (December) 0.8813

2012 Avg (December) 0.8184

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8572	0.8196	0.8344
February	0.8649	0.8282	0.8456
March	0.8327	0.8123	0.8253
April	0.8294	0.8121	0.8239
May	0.8392	0.8210	0.8280
June	0.8626	0.8353	0.8491
July	0.8630	0.8381	0.8474
August	0.8764	0.8577	0.8654
September	0.8678	0.8579	0.8621
October	0.8724	0.8594	0.8664
November	0.8727	0.8511	0.8602
December	0.8927	0.8685	0.8813