2015 BGN to SGD Historical Review

YEARLY HIGH

0.8326 SGD

YEARLY LOW

0.7389 SGD

YEARLY AVERAGE

0.7801 SGD

2015 BGN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.8326. Conversely, the yearly low was recorded on April 27, dropping to 0.7389.

This high-to-low spread represents a total annual volatility of 0.0937 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7950 to the December average rate of 0.7845, the exchange rate registered a net change of -1.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.8326 was down 7.54% compared to the 2014 peak of 0.9005, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,163 SGD

2014 Average 4,299 SGD

Yearly Trough Low 3,695 SGD

Transaction Impact: A difference of 468.33 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.8201

0.7392

JanuMarcMayJulySeptNove

BGN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7705, compared to 0.7898 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0193 points.

H1 Avg (Jan–Jun) 0.7705

H2 Avg (Jul–Dec) 0.7898

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0630 SGD (High: 0.8326 / Low: 0.7696). On the other end, February was the most stable month, with a tight range of 0.0125 SGD (High: 0.7915 / Low: 0.7790).

August Spread (Volatile) ±0.0630

February Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0283 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0283

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.7958) against the same month in 2014 (average: 0.8497), the exchange rate shifted by -0.0539 (-6.34%).

2015 Avg (August) 0.7958

2014 Avg (August) 0.8497

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8205	0.7678	0.7950
February	0.7915	0.7790	0.7866
March	0.7805	0.7470	0.7621
April	0.7590	0.7389	0.7459
May	0.7733	0.7512	0.7613
June	0.7790	0.7574	0.7720
July	0.7751	0.7582	0.7655
August	0.8326	0.7696	0.7958
September	0.8207	0.8071	0.8133
October	0.8217	0.7843	0.8039
November	0.7878	0.7630	0.7757
December	0.7935	0.7641	0.7845