2016 BGN to SGD Historical Review

YEARLY HIGH

0.8053 SGD

YEARLY LOW

0.7608 SGD

YEARLY AVERAGE

0.7812 SGD

2016 BGN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BGN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 0.8053. Conversely, the yearly low was recorded on July 10, dropping to 0.7608.

This high-to-low spread represents a total annual volatility of 0.0445 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7954 to the December average rate of 0.7740, the exchange rate registered a net change of -2.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.8053 was down 3.28% compared to the 2015 peak of 0.8326, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,027 SGD

2015 Average 3,901 SGD

Yearly Trough Low 3,804 SGD

Transaction Impact: A difference of 222.73 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.8010

0.7605

JanuMarcMayJulySeptNove

BGN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7878, compared to 0.7747 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0131 points.

H1 Avg (Jan–Jun) 0.7878

H2 Avg (Jul–Dec) 0.7747

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0235 SGD (High: 0.7885 / Low: 0.7650). On the other end, July was the most stable month, with a tight range of 0.0061 SGD (High: 0.7668 / Low: 0.7608).

June Spread (Volatile) ±0.0235

July Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0165 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0165

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 0.7976) against the same month in 2015 (average: 0.7866), the exchange rate shifted by +0.0110 (+1.39%).

2016 Avg (February) 0.7976

2015 Avg (February) 0.7866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8053	0.7850	0.7954
February	0.8053	0.7831	0.7976
March	0.7873	0.7736	0.7810
April	0.7881	0.7770	0.7829
May	0.7982	0.7840	0.7914
June	0.7885	0.7650	0.7783
July	0.7668	0.7608	0.7639
August	0.7817	0.7632	0.7723
September	0.7838	0.7738	0.7790
October	0.7852	0.7735	0.7802
November	0.7881	0.7694	0.7787
December	0.7821	0.7674	0.7740