2019 BGN to SGD Historical Review

YEARLY HIGH

0.8021 SGD

YEARLY LOW

0.7660 SGD

YEARLY AVERAGE

0.7807 SGD

2019 BGN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BGN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.8021. Conversely, the yearly low was recorded on November 9, dropping to 0.7660.

This high-to-low spread represents a total annual volatility of 0.0361 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7917 to the December average rate of 0.7706, the exchange rate registered a net change of -2.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.8021 was down 4.72% compared to the 2018 peak of 0.8419, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,011 SGD

2018 Average 4,072 SGD

Yearly Trough Low 3,830 SGD

Transaction Impact: A difference of 180.60 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.7939

0.7674

JanuMarcMayJulySeptNove

BGN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7847, compared to 0.7767 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.7847

H2 Avg (Jul–Dec) 0.7767

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0166 SGD (High: 0.7958 / Low: 0.7792). On the other end, July was the most stable month, with a tight range of 0.0061 SGD (High: 0.7833 / Low: 0.7772).

August Spread (Volatile) ±0.0166

July Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0110 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.7917) against the same month in 2018 (average: 0.8244), the exchange rate shifted by -0.0328 (-3.97%).

2019 Avg (January) 0.7917

2018 Avg (January) 0.8244

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8021	0.7861	0.7917
February	0.7912	0.7827	0.7856
March	0.7872	0.7768	0.7823
April	0.7828	0.7740	0.7783
May	0.7883	0.7783	0.7841
June	0.7900	0.7791	0.7863
July	0.7833	0.7772	0.7807
August	0.7958	0.7792	0.7879
September	0.7840	0.7703	0.7769
October	0.7784	0.7716	0.7747
November	0.7756	0.7660	0.7696
December	0.7748	0.7672	0.7706