2018 BGN to SGD Historical Review

YEARLY HIGH

0.8419 SGD

YEARLY LOW

0.7922 SGD

YEARLY AVERAGE

0.8144 SGD

2018 BGN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BGN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.8419. Conversely, the yearly low was recorded on December 2, dropping to 0.7922.

This high-to-low spread represents a total annual volatility of 0.0497 SGD. From a start-to-finish perspective, comparing the January average rate of 0.8244 to the December average rate of 0.7974, the exchange rate registered a net change of -3.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.8419 was up 1.39% compared to the 2017 peak of 0.8304, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,209 SGD

2017 Average 3,986 SGD

Yearly Trough Low 3,961 SGD

Transaction Impact: A difference of 248.34 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.8371

0.7938

JanuMarcMayJulySeptNove

BGN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8213, compared to 0.8076 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0137 points.

H1 Avg (Jan–Jun) 0.8213

H2 Avg (Jul–Dec) 0.8076

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0228 SGD (High: 0.8180 / Low: 0.7953). On the other end, July was the most stable month, with a tight range of 0.0056 SGD (High: 0.8171 / Low: 0.8115).

May Spread (Volatile) ±0.0228

July Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0160 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0160

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.8335) against the same month in 2017 (average: 0.7697), the exchange rate shifted by +0.0638 (+8.29%).

2018 Avg (February) 0.8335

2017 Avg (February) 0.7697

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8328	0.8147	0.8244
February	0.8419	0.8262	0.8335
March	0.8363	0.8246	0.8292
April	0.8300	0.8188	0.8258
May	0.8180	0.7953	0.8098
June	0.8148	0.7978	0.8050
July	0.8171	0.8115	0.8145
August	0.8170	0.7997	0.8076
September	0.8218	0.8109	0.8169
October	0.8159	0.8016	0.8103
November	0.8034	0.7928	0.7989
December	0.8025	0.7922	0.7974