2014 BGN to SVC Historical Review

YEARLY HIGH

6.2211 SVC

YEARLY LOW

5.4438 SVC

YEARLY AVERAGE

5.9413 SVC

2014 BGN to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BGN to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on May 7, valuing the pair at 6.2211. Conversely, the yearly low was recorded on December 31, dropping to 5.4438.

This high-to-low spread represents a total annual volatility of 0.7772 SVC. From a start-to-finish perspective, comparing the January average rate of 6.0908 to the December average rate of 5.5113, the exchange rate registered a net change of -9.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 6.2211 was up 0.62% compared to the 2013 peak of 6.1825, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 31,105 SVC

2013 Average 29,682 SVC

Yearly Trough Low 27,219 SVC

Transaction Impact: A difference of 3,886.25 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

6.2451

5.4446

JanuMarcMayJulySeptNove

BGN to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.1273, compared to 5.7554 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3719 points.

H1 Avg (Jan–Jun) 6.1273

H2 Avg (Jul–Dec) 5.7554

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.2112 SVC (High: 5.8780 / Low: 5.6668). On the other end, June was the most stable month, with a tight range of 0.0602 SVC (High: 6.1099 / Low: 6.0497).

September Spread (Volatile) ±0.2112

June Spread (Stable) ±0.0602

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1868 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1868

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 6.1395) against the same month in 2013 (average: 5.8039), the exchange rate shifted by +0.3356 (+5.78%).

2014 Avg (May) 6.1395

2013 Avg (May) 5.8039

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.1616	6.0535	6.0908
February	6.1609	6.0276	6.1007
March	6.2163	6.1412	6.1784
April	6.2061	6.1242	6.1760
May	6.2211	6.0843	6.1395
June	6.1099	6.0497	6.0782
July	6.1132	5.9863	6.0558
August	6.0004	5.8849	5.9564
September	5.8780	5.6668	5.7696
October	5.7076	5.6112	5.6664
November	5.6049	5.5398	5.5727
December	5.5748	5.4438	5.5113