YEARLY HIGH
5.4958 SVC
YEARLY LOW
4.7724 SVC
YEARLY AVERAGE
5.1060 SVC

2020 BGN to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 5.4958. Conversely, the yearly low was recorded on March 21, dropping to 4.7724.

This high-to-low spread represents a total annual volatility of 0.7234 SVC. From a start-to-finish perspective, comparing the January average rate of 4.9677 to the December average rate of 5.4453, the exchange rate registered a net change of 9.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.4958 was up 6.35% compared to the 2019 peak of 5.1677, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 27,479 SVC
2019 Average 25,038 SVC
Yearly Trough Low 23,862 SVC
Transaction Impact: A difference of 3,617.01 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.5038
4.8021
JanuMarcMayJulySeptNove

BGN to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9287, compared to 5.2833 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3545 points.

H1 Avg (Jan–Jun) 4.9287
H2 Avg (Jul–Dec) 5.2833

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3297 SVC (High: 5.1021 / Low: 4.7724). On the other end, August was the most stable month, with a tight range of 0.0843 SVC (High: 5.3363 / Low: 5.2521).

March Spread (Volatile) ±0.3297
August Spread (Stable) ±0.0843

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0838 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0838

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.4453) against the same month in 2019 (average: 4.9702), the exchange rate shifted by +0.4751 (+9.56%).

2020 Avg (December) 5.4453
2019 Avg (December) 4.9702

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0435 4.9264 4.9677
February 4.9602 4.8285 4.8855
March 5.1021 4.7724 4.9444
April 4.9116 4.8187 4.8606
May 4.9667 4.8307 4.8798
June 5.0853 4.9796 5.0345
July 5.2992 5.0283 5.1264
August 5.3363 5.2521 5.2927
September 5.3250 5.1986 5.2710
October 5.3085 5.2146 5.2654
November 5.3518 5.2026 5.2988
December 5.4958 5.4053 5.4453