YEARLY HIGH
5.3109 SVC
YEARLY LOW
4.5838 SVC
YEARLY AVERAGE
5.0541 SVC

2025 BGN to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 5.3109. Conversely, the yearly low was recorded on January 15, dropping to 4.5838.

This high-to-low spread represents a total annual volatility of 0.7271 SVC. From a start-to-finish perspective, comparing the January average rate of 4.6326 to the December average rate of 5.2412, the exchange rate registered a net change of 13.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.3109 was up 6.03% compared to the 2024 peak of 5.0090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 26,554 SVC
2024 Average 24,203 SVC
Yearly Trough Low 22,919 SVC
Transaction Impact: A difference of 3,635.40 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.3091
4.5711
JanuMarcMayJulySeptNove

BGN to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8914, compared to 5.2168 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3254 points.

H1 Avg (Jan–Jun) 4.8914
H2 Avg (Jul–Dec) 5.2168

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2718 SVC (High: 5.1069 / Low: 4.8351). On the other end, November was the most stable month, with a tight range of 0.0653 SVC (High: 5.2033 / Low: 5.1380).

April Spread (Volatile) ±0.2718
November Spread (Stable) ±0.0653

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0393 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0393

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 5.2476) against the same month in 2024 (average: 4.9707), the exchange rate shifted by +0.2769 (+5.57%).

2025 Avg (September) 5.2476
2024 Avg (September) 4.9707

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6971 4.5838 4.6326
February 4.7018 4.5856 4.6611
March 4.8942 4.6392 4.8274
April 5.1069 4.8351 5.0213
May 5.1027 4.9572 5.0498
June 5.2722 5.0510 5.1559
July 5.2811 5.1056 5.2251
August 5.2415 5.1058 5.2081
September 5.3109 5.2070 5.2476
October 5.2537 5.1625 5.2083
November 5.2033 5.1380 5.1704
December 5.2739 5.1914 5.2412