2014 BIF to ALL Historical Review

YEARLY HIGH

0.0739 ALL

YEARLY LOW

0.0649 ALL

YEARLY AVERAGE

0.0680 ALL

2014 BIF to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0739. Conversely, the yearly low was recorded on May 6, dropping to 0.0649.

This high-to-low spread represents a total annual volatility of 0.0089 ALL. From a start-to-finish perspective, comparing the January average rate of 0.0666 to the December average rate of 0.0727, the exchange rate registered a net change of 9.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0739 was up 3.54% compared to the 2013 peak of 0.0713, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 369 ALL

2013 Average 341 ALL

Yearly Trough Low 325 ALL

Transaction Impact: A difference of 44.71 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0734

0.0647

JanuMarcMayJulySeptNove

BIF to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0661, compared to 0.0699 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.0661

H2 Avg (Jul–Dec) 0.0699

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0031 ALL (High: 0.0728 / Low: 0.0696). On the other end, March was the most stable month, with a tight range of 0.0009 ALL (High: 0.0658 / Low: 0.0650).

October Spread (Volatile) ±0.0031

March Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0009 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0727) against the same month in 2013 (average: 0.0662), the exchange rate shifted by +0.0066 (+9.90%).

2014 Avg (December) 0.0727

2013 Avg (December) 0.0662

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0672	0.0660	0.0666
February	0.0672	0.0654	0.0663
March	0.0658	0.0650	0.0654
April	0.0660	0.0651	0.0655
May	0.0666	0.0649	0.0659
June	0.0670	0.0660	0.0666
July	0.0674	0.0662	0.0667
August	0.0688	0.0669	0.0675
September	0.0714	0.0684	0.0701
October	0.0728	0.0696	0.0706
November	0.0724	0.0709	0.0717
December	0.0739	0.0716	0.0727