2025 BIF to ALL Historical Review

YEARLY HIGH

0.0328 ALL

YEARLY LOW

0.0274 ALL

YEARLY AVERAGE

0.0294 ALL

2025 BIF to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 7, valuing the pair at 0.0328. Conversely, the yearly low was recorded on September 18, dropping to 0.0274.

This high-to-low spread represents a total annual volatility of 0.0054 ALL. From a start-to-finish perspective, comparing the January average rate of 0.0322 to the December average rate of 0.0278, the exchange rate registered a net change of -13.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0328 was down 3.39% compared to the 2024 peak of 0.0339, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 164 ALL

2024 Average 161 ALL

Yearly Trough Low 137 ALL

Transaction Impact: A difference of 26.99 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0327

0.0274

JanuMarcMayJulySeptNove

BIF to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0306, compared to 0.0281 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.0306

H2 Avg (Jul–Dec) 0.0281

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0020 ALL (High: 0.0309 / Low: 0.0290). On the other end, November was the most stable month, with a tight range of 0.0005 ALL (High: 0.0285 / Low: 0.0281).

April Spread (Volatile) ±0.0020

November Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.0322) against the same month in 2024 (average: 0.0336), the exchange rate shifted by -0.0014 (-4.25%).

2025 Avg (February) 0.0322

2024 Avg (February) 0.0336

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0327	0.0316	0.0322
February	0.0328	0.0318	0.0322
March	0.0323	0.0307	0.0311
April	0.0309	0.0290	0.0299
May	0.0300	0.0290	0.0295
June	0.0292	0.0282	0.0288
July	0.0287	0.0279	0.0282
August	0.0290	0.0279	0.0282
September	0.0283	0.0274	0.0279
October	0.0284	0.0279	0.0282
November	0.0285	0.0281	0.0283
December	0.0282	0.0277	0.0278