2023 BIF to ALL Historical Review

YEARLY HIGH

0.0539 ALL

YEARLY LOW

0.0317 ALL

YEARLY AVERAGE

0.0407 ALL

2023 BIF to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the BIF to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.0539. Conversely, the yearly low was recorded on July 20, dropping to 0.0317.

This high-to-low spread represents a total annual volatility of 0.0222 ALL. From a start-to-finish perspective, comparing the January average rate of 0.0522 to the December average rate of 0.0330, the exchange rate registered a net change of -36.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.0539 was down 8.27% compared to the 2022 peak of 0.0587, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 269 ALL

2022 Average 277 ALL

Yearly Trough Low 158 ALL

Transaction Impact: A difference of 110.95 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.0541

0.0311

JanuMarcMayJulySeptNove

BIF to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0473, compared to 0.0341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0132 points.

H1 Avg (Jan–Jun) 0.0473

H2 Avg (Jul–Dec) 0.0341

Volatility Range Comparison

Volatility

The most volatile month in 2023 was May, with a trading range of 0.0139 ALL (High: 0.0503 / Low: 0.0364). On the other end, September was the most stable month, with a tight range of 0.0007 ALL (High: 0.0357 / Low: 0.0350).

May Spread (Volatile) ±0.0139

September Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0087 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2023: 0.0522) against the same month in 2022 (average: 0.0535), the exchange rate shifted by -0.0014 (-2.57%).

2023 Avg (January) 0.0522

2022 Avg (January) 0.0535

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0539	0.0516	0.0522
February	0.0527	0.0512	0.0521
March	0.0523	0.0500	0.0515
April	0.0501	0.0483	0.0493
May	0.0503	0.0364	0.0437
June	0.0362	0.0344	0.0350
July	0.0347	0.0317	0.0330
August	0.0361	0.0328	0.0342
September	0.0357	0.0350	0.0353
October	0.0357	0.0349	0.0353
November	0.0352	0.0328	0.0338
December	0.0334	0.0327	0.0330