2015 BIF to ALL Historical Review

YEARLY HIGH

0.0853 ALL

YEARLY LOW

0.0737 ALL

YEARLY AVERAGE

0.0804 ALL

2015 BIF to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 0.0853. Conversely, the yearly low was recorded on January 3, dropping to 0.0737.

This high-to-low spread represents a total annual volatility of 0.0116 ALL. From a start-to-finish perspective, comparing the January average rate of 0.0768 to the December average rate of 0.0812, the exchange rate registered a net change of 5.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0853 was up 15.44% compared to the 2014 peak of 0.0739, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 426 ALL

2014 Average 340 ALL

Yearly Trough Low 369 ALL

Transaction Impact: A difference of 57.82 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0837

0.0762

JanuMarcMayJulySeptNove

BIF to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0803, compared to 0.0805 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0803

H2 Avg (Jul–Dec) 0.0805

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0058 ALL (High: 0.0795 / Low: 0.0737). On the other end, September was the most stable month, with a tight range of 0.0021 ALL (High: 0.0808 / Low: 0.0787).

January Spread (Volatile) ±0.0058

September Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0026 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.0830) against the same month in 2014 (average: 0.0655), the exchange rate shifted by +0.0176 (+26.86%).

2015 Avg (April) 0.0830

2014 Avg (April) 0.0655

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0795	0.0737	0.0768
February	0.0798	0.0777	0.0787
March	0.0846	0.0799	0.0826
April	0.0853	0.0801	0.0830
May	0.0829	0.0786	0.0804
June	0.0822	0.0782	0.0802
July	0.0818	0.0767	0.0789
August	0.0823	0.0781	0.0807
September	0.0808	0.0787	0.0798
October	0.0810	0.0785	0.0798
November	0.0842	0.0809	0.0825
December	0.0838	0.0800	0.0812