2016 BIF to ALL Historical Review

YEARLY HIGH

0.0825 ALL

YEARLY LOW

0.0723 ALL

YEARLY AVERAGE

0.0769 ALL

2016 BIF to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 0.0825. Conversely, the yearly low was recorded on June 22, dropping to 0.0723.

This high-to-low spread represents a total annual volatility of 0.0102 ALL. From a start-to-finish perspective, comparing the January average rate of 0.0814 to the December average rate of 0.0765, the exchange rate registered a net change of -5.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0825 was down 3.19% compared to the 2015 peak of 0.0853, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 413 ALL

2015 Average 402 ALL

Yearly Trough Low 362 ALL

Transaction Impact: A difference of 51.08 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0822

0.0726

JanuMarcMayJulySeptNove

BIF to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0791, compared to 0.0746 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 0.0791

H2 Avg (Jul–Dec) 0.0746

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0075 ALL (High: 0.0798 / Low: 0.0723). On the other end, September was the most stable month, with a tight range of 0.0011 ALL (High: 0.0743 / Low: 0.0732).

June Spread (Volatile) ±0.0075

September Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0022 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0814) against the same month in 2015 (average: 0.0768), the exchange rate shifted by +0.0046 (+5.96%).

2016 Avg (January) 0.0814

2015 Avg (January) 0.0768

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0825	0.0807	0.0814
February	0.0812	0.0790	0.0799
March	0.0810	0.0782	0.0796
April	0.0794	0.0778	0.0787
May	0.0798	0.0771	0.0785
June	0.0798	0.0723	0.0766
July	0.0748	0.0737	0.0744
August	0.0744	0.0724	0.0734
September	0.0743	0.0732	0.0736
October	0.0750	0.0733	0.0744
November	0.0768	0.0733	0.0754
December	0.0775	0.0753	0.0765