2020 BIF to ALL Historical Review

YEARLY HIGH

0.0671 ALL

YEARLY LOW

0.0453 ALL

YEARLY AVERAGE

0.0567 ALL

2020 BIF to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 0.0671. Conversely, the yearly low was recorded on July 19, dropping to 0.0453.

This high-to-low spread represents a total annual volatility of 0.0218 ALL. From a start-to-finish perspective, comparing the January average rate of 0.0583 to the December average rate of 0.0522, the exchange rate registered a net change of -10.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0671 was up 9.34% compared to the 2019 peak of 0.0614, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 336 ALL

2019 Average 298 ALL

Yearly Trough Low 227 ALL

Transaction Impact: A difference of 108.89 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0617

0.0514

JanuMarcMayJulySeptNove

BIF to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0593, compared to 0.0542 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.0593

H2 Avg (Jul–Dec) 0.0542

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0125 ALL (High: 0.0578 / Low: 0.0453). On the other end, October was the most stable month, with a tight range of 0.0008 ALL (High: 0.0549 / Low: 0.0541).

July Spread (Volatile) ±0.0125

October Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0020 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.0599) against the same month in 2019 (average: 0.0599), the exchange rate shifted by -0.0000 (-0.01%).

2020 Avg (May) 0.0599

2019 Avg (May) 0.0599

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0590	0.0576	0.0583
February	0.0600	0.0582	0.0593
March	0.0627	0.0570	0.0593
April	0.0619	0.0594	0.0609
May	0.0671	0.0586	0.0599
June	0.0588	0.0572	0.0579
July	0.0578	0.0453	0.0560
August	0.0548	0.0538	0.0544
September	0.0551	0.0537	0.0545
October	0.0549	0.0541	0.0545
November	0.0549	0.0534	0.0539
December	0.0533	0.0518	0.0522