2024 BIF to ALL Historical Review

YEARLY HIGH

0.0339 ALL

YEARLY LOW

0.0305 ALL

YEARLY AVERAGE

0.0323 ALL

2024 BIF to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BIF to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.0339. Conversely, the yearly low was recorded on September 30, dropping to 0.0305.

This high-to-low spread represents a total annual volatility of 0.0035 ALL. From a start-to-finish perspective, comparing the January average rate of 0.0334 to the December average rate of 0.0318, the exchange rate registered a net change of -4.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0339 was down 36.97% compared to the 2023 peak of 0.0539, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 170 ALL

2023 Average 203 ALL

Yearly Trough Low 152 ALL

Transaction Impact: A difference of 17.35 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0339

0.0306

JanuMarcMayJulySeptNove

BIF to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0330, compared to 0.0315 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0330

H2 Avg (Jul–Dec) 0.0315

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0013 ALL (High: 0.0323 / Low: 0.0310). On the other end, June was the most stable month, with a tight range of 0.0007 ALL (High: 0.0327 / Low: 0.0320).

November Spread (Volatile) ±0.0013

June Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2024: 0.0336) against the same month in 2023 (average: 0.0521), the exchange rate shifted by -0.0185 (-35.45%).

2024 Avg (February) 0.0336

2023 Avg (February) 0.0521

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0336	0.0328	0.0334
February	0.0339	0.0333	0.0336
March	0.0336	0.0329	0.0333
April	0.0334	0.0327	0.0330
May	0.0327	0.0320	0.0324
June	0.0327	0.0320	0.0324
July	0.0325	0.0319	0.0321
August	0.0322	0.0310	0.0315
September	0.0314	0.0305	0.0309
October	0.0315	0.0306	0.0312
November	0.0323	0.0310	0.0316
December	0.0321	0.0314	0.0318