2012 BIF to CDF Historical Review

YEARLY HIGH

0.7189 CDF

YEARLY LOW

0.5968 CDF

YEARLY AVERAGE

0.6575 CDF

2012 BIF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 17, valuing the pair at 0.7189. Conversely, the yearly low was recorded on December 27, dropping to 0.5968.

This high-to-low spread represents a total annual volatility of 0.1220 CDF. From a start-to-finish perspective, comparing the January average rate of 0.7021 to the December average rate of 0.6072, the exchange rate registered a net change of -13.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7189 was down 11.33% compared to the 2011 peak of 0.8107, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 3,594 CDF

2011 Average 3,773 CDF

Yearly Trough Low 2,984 CDF

Transaction Impact: A difference of 610.14 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7157

0.5973

JanuMarcMayJulySeptNove

BIF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6864, compared to 0.6286 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0578 points.

H1 Avg (Jan–Jun) 0.6864

H2 Avg (Jul–Dec) 0.6286

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0589 CDF (High: 0.7189 / Low: 0.6599). On the other end, October was the most stable month, with a tight range of 0.0086 CDF (High: 0.6295 / Low: 0.6209).

April Spread (Volatile) ±0.0589

October Spread (Stable) ±0.0086

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0385 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0385

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2012: 0.6965) against the same month in 2011 (average: 0.7502), the exchange rate shifted by -0.0536 (-7.15%).

2012 Avg (April) 0.6965

2011 Avg (April) 0.7502

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7142	0.6855	0.7021
February	0.7107	0.6952	0.7039
March	0.7108	0.7010	0.7059
April	0.7189	0.6599	0.6965
May	0.6714	0.6474	0.6580
June	0.6638	0.6452	0.6523
July	0.6585	0.6371	0.6458
August	0.6462	0.6352	0.6405
September	0.6466	0.6230	0.6350
October	0.6295	0.6209	0.6236
November	0.6282	0.6126	0.6195
December	0.6206	0.5968	0.6072