YEARLY HIGH
1.0266 CDF
YEARLY LOW
0.9931 CDF
YEARLY AVERAGE
1.0085 CDF

2021 BIF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 10, valuing the pair at 1.0266. Conversely, the yearly low was recorded on December 7, dropping to 0.9931.

This high-to-low spread represents a total annual volatility of 0.0336 CDF. From a start-to-finish perspective, comparing the January average rate of 1.0138 to the December average rate of 1.0014, the exchange rate registered a net change of -1.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0266 was down 0.54% compared to the 2020 peak of 1.0322, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 5,133 CDF
2020 Average 4,831 CDF
Yearly Trough Low 4,965 CDF
Transaction Impact: A difference of 167.90 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0200
0.9996
JanuMarcMayJulySeptNove

BIF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0140, compared to 1.0031 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0108 points.

H1 Avg (Jan–Jun) 1.0140
H2 Avg (Jul–Dec) 1.0031

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0173 CDF (High: 1.0241 / Low: 1.0068). On the other end, September was the most stable month, with a tight range of 0.0042 CDF (High: 1.0041 / Low: 0.9999).

May Spread (Volatile) ±0.0173
September Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0072 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 1.0183) against the same month in 2020 (average: 0.9062), the exchange rate shifted by +0.1121 (+12.37%).

2021 Avg (April) 1.0183
2020 Avg (April) 0.9062

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0187 1.0077 1.0138
February 1.0220 1.0084 1.0153
March 1.0212 1.0072 1.0166
April 1.0266 1.0140 1.0183
May 1.0241 1.0068 1.0135
June 1.0111 1.0010 1.0063
July 1.0091 1.0011 1.0052
August 1.0062 1.0006 1.0023
September 1.0041 0.9999 1.0013
October 1.0093 0.9981 1.0029
November 1.0077 1.0024 1.0056
December 1.0046 0.9931 1.0014