2026 BIF to CDF Historical Review

YEARLY HIGH

0.7848 CDF

YEARLY LOW

0.7164 CDF

YEARLY AVERAGE

0.7686 CDF

2026 BIF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 0.7848. Conversely, the yearly low was recorded on February 25, dropping to 0.7164.

This high-to-low spread represents a total annual volatility of 0.0684 CDF. From a start-to-finish perspective, comparing the January average rate of 0.7636 to the December average rate of 0.7720, the exchange rate registered a net change of 1.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.7848 was down 20.96% compared to the 2025 peak of 0.9929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 3,924 CDF

2025 Average 4,608 CDF

Yearly Trough Low 3,582 CDF

Transaction Impact: A difference of 342.24 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.7808

0.7593

JanuFebrMarcApriMayJune

BIF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7686, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7686 points.

H1 Avg (Jan–Jun) 0.7686

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0627 CDF (High: 0.7791 / Low: 0.7164). On the other end, June was the most stable month, with a tight range of 0.0067 CDF (High: 0.7755 / Low: 0.7688).

February Spread (Volatile) ±0.0627

June Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0111 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.7790) against the same month in 2025 (average: 0.9785), the exchange rate shifted by -0.1994 (-20.38%).

2026 Avg (April) 0.7790

2025 Avg (April) 0.9785

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7821	0.7279	0.7636
February	0.7791	0.7164	0.7611
March	0.7813	0.7361	0.7677
April	0.7848	0.7742	0.7790
May	0.7796	0.7627	0.7680
June	0.7755	0.7688	0.7720