2016 BIF to CDF Historical Review

YEARLY HIGH

0.7123 CDF

YEARLY LOW

0.5479 CDF

YEARLY AVERAGE

0.5986 CDF

2016 BIF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.7123. Conversely, the yearly low was recorded on November 17, dropping to 0.5479.

This high-to-low spread represents a total annual volatility of 0.1644 CDF. From a start-to-finish perspective, comparing the January average rate of 0.5935 to the December average rate of 0.6952, the exchange rate registered a net change of 17.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.7123 was up 18.06% compared to the 2015 peak of 0.6033, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 3,561 CDF

2015 Average 2,957 CDF

Yearly Trough Low 2,739 CDF

Transaction Impact: A difference of 822.02 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.7074

0.5620

JanuMarcMayJulySeptNove

BIF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5934, compared to 0.6037 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0103 points.

H1 Avg (Jan–Jun) 0.5934

H2 Avg (Jul–Dec) 0.6037

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1379 CDF (High: 0.6858 / Low: 0.5479). On the other end, May was the most stable month, with a tight range of 0.0081 CDF (High: 0.5998 / Low: 0.5917).

November Spread (Volatile) ±0.1379

May Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0115 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0115

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.6952) against the same month in 2015 (average: 0.5960), the exchange rate shifted by +0.0993 (+16.66%).

2016 Avg (December) 0.6952

2015 Avg (December) 0.5960

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5994	0.5896	0.5935
February	0.5994	0.5910	0.5951
March	0.5984	0.5875	0.5938
April	0.6014	0.5926	0.5973
May	0.5998	0.5917	0.5951
June	0.6077	0.5663	0.5856
July	0.5887	0.5679	0.5741
August	0.5926	0.5832	0.5877
September	0.5904	0.5818	0.5866
October	0.5892	0.5743	0.5827
November	0.6858	0.5479	0.5960
December	0.7123	0.6746	0.6952