2015 BIF to CDF Historical Review

YEARLY HIGH

0.6033 CDF

YEARLY LOW

0.5648 CDF

YEARLY AVERAGE

0.5914 CDF

2015 BIF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 11, valuing the pair at 0.6033. Conversely, the yearly low was recorded on July 20, dropping to 0.5648.

This high-to-low spread represents a total annual volatility of 0.0385 CDF. From a start-to-finish perspective, comparing the January average rate of 0.5909 to the December average rate of 0.5960, the exchange rate registered a net change of 0.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6033 was up 0.01% compared to the 2014 peak of 0.6033, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 3,017 CDF

2014 Average 2,975 CDF

Yearly Trough Low 2,824 CDF

Transaction Impact: A difference of 192.35 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5981

0.5733

JanuMarcMayJulySeptNove

BIF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5906, compared to 0.5922 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.5906

H2 Avg (Jul–Dec) 0.5922

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0295 CDF (High: 0.5943 / Low: 0.5648). On the other end, November was the most stable month, with a tight range of 0.0079 CDF (High: 0.5989 / Low: 0.5910).

July Spread (Volatile) ±0.0295

November Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0156 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0156

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.5951) against the same month in 2014 (average: 0.5929), the exchange rate shifted by +0.0022 (+0.37%).

2015 Avg (October) 0.5951

2014 Avg (October) 0.5929

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5953	0.5865	0.5909
February	0.5957	0.5865	0.5904
March	0.5946	0.5836	0.5900
April	0.5983	0.5851	0.5919
May	0.5956	0.5846	0.5896
June	0.5947	0.5844	0.5910
July	0.5943	0.5648	0.5754
August	0.6000	0.5908	0.5954
September	0.6032	0.5895	0.5960
October	0.6033	0.5898	0.5951
November	0.5989	0.5910	0.5953
December	0.6029	0.5905	0.5960