2022 BIF to CDF Historical Review

YEARLY HIGH

1.0148 CDF

YEARLY LOW

0.9680 CDF

YEARLY AVERAGE

0.9892 CDF

2022 BIF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 1.0148. Conversely, the yearly low was recorded on June 11, dropping to 0.9680.

This high-to-low spread represents a total annual volatility of 0.0468 CDF. From a start-to-finish perspective, comparing the January average rate of 1.0016 to the December average rate of 0.9896, the exchange rate registered a net change of -1.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0148 was down 1.15% compared to the 2021 peak of 1.0266, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 5,074 CDF

2021 Average 5,042 CDF

Yearly Trough Low 4,840 CDF

Transaction Impact: A difference of 234.08 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.0045

0.9690

JanuMarcMayJulySeptNove

BIF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9912, compared to 0.9871 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 0.9912

H2 Avg (Jul–Dec) 0.9871

Volatility Range Comparison

Volatility

The most volatile month in 2022 was May, with a trading range of 0.0297 CDF (High: 1.0027 / Low: 0.9730). On the other end, November was the most stable month, with a tight range of 0.0058 CDF (High: 0.9976 / Low: 0.9917).

May Spread (Volatile) ±0.0297

November Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0114 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0114

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 1.0016) against the same month in 2021 (average: 1.0138), the exchange rate shifted by -0.0122 (-1.21%).

2022 Avg (January) 1.0016

2021 Avg (January) 1.0138

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0148	0.9958	1.0016
February	1.0052	0.9970	1.0010
March	1.0019	0.9747	0.9917
April	1.0007	0.9742	0.9880
May	1.0027	0.9730	0.9881
June	0.9872	0.9680	0.9767
July	0.9799	0.9685	0.9720
August	0.9954	0.9695	0.9787
September	1.0007	0.9818	0.9938
October	1.0000	0.9839	0.9941
November	0.9976	0.9917	0.9946
December	0.9968	0.9807	0.9896