2018 BIF to CDF Historical Review

YEARLY HIGH

0.9405 CDF

YEARLY LOW

0.8827 CDF

YEARLY AVERAGE

0.9110 CDF

2018 BIF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 26, valuing the pair at 0.9405. Conversely, the yearly low was recorded on July 28, dropping to 0.8827.

This high-to-low spread represents a total annual volatility of 0.0578 CDF. From a start-to-finish perspective, comparing the January average rate of 0.9082 to the December average rate of 0.8994, the exchange rate registered a net change of -0.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.9405 was down 0.89% compared to the 2017 peak of 0.9489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 4,702 CDF

2017 Average 4,228 CDF

Yearly Trough Low 4,413 CDF

Transaction Impact: A difference of 288.95 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.9232

0.8973

JanuMarcMayJulySeptNove

BIF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9116, compared to 0.9104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.9116

H2 Avg (Jul–Dec) 0.9104

Volatility Range Comparison

Volatility

The most volatile month in 2018 was July, with a trading range of 0.0578 CDF (High: 0.9405 / Low: 0.8827). On the other end, April was the most stable month, with a tight range of 0.0119 CDF (High: 0.9182 / Low: 0.9063).

July Spread (Volatile) ±0.0578

April Spread (Stable) ±0.0119

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0121 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2018: 0.9148) against the same month in 2017 (average: 0.9013), the exchange rate shifted by +0.0135 (+1.50%).

2018 Avg (July) 0.9148

2017 Avg (July) 0.9013

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9189	0.8909	0.9082
February	0.9258	0.9034	0.9126
March	0.9230	0.9074	0.9155
April	0.9182	0.9063	0.9114
May	0.9180	0.9028	0.9115
June	0.9199	0.9043	0.9106
July	0.9405	0.8827	0.9148
August	0.9274	0.9048	0.9162
September	0.9274	0.9099	0.9210
October	0.9251	0.8868	0.9089
November	0.9221	0.8866	0.9019
December	0.9174	0.8868	0.8994