2012 BIF to NPR Historical Review

YEARLY HIGH

0.0657 NPR

YEARLY LOW

0.0558 NPR

YEARLY AVERAGE

0.0609 NPR

2012 BIF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0657. Conversely, the yearly low was recorded on October 5, dropping to 0.0558.

This high-to-low spread represents a total annual volatility of 0.0099 NPR. From a start-to-finish perspective, comparing the January average rate of 0.0632 to the December average rate of 0.0574, the exchange rate registered a net change of -9.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0657 was down 3.29% compared to the 2011 peak of 0.0680, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 329 NPR

2011 Average 306 NPR

Yearly Trough Low 279 NPR

Transaction Impact: A difference of 49.62 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0643

0.0565

JanuMarcMayJulySeptNove

BIF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0624, compared to 0.0594 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0624

H2 Avg (Jul–Dec) 0.0594

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0048 NPR (High: 0.0620 / Low: 0.0572). On the other end, August was the most stable month, with a tight range of 0.0010 NPR (High: 0.0621 / Low: 0.0611).

September Spread (Volatile) ±0.0048

August Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0027 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0632) against the same month in 2011 (average: 0.0627), the exchange rate shifted by +0.0005 (+0.80%).

2012 Avg (January) 0.0632

2011 Avg (January) 0.0627

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0657	0.0612	0.0632
February	0.0620	0.0601	0.0607
March	0.0634	0.0603	0.0620
April	0.0641	0.0609	0.0628
May	0.0647	0.0607	0.0623
June	0.0643	0.0623	0.0636
July	0.0628	0.0612	0.0619
August	0.0621	0.0611	0.0615
September	0.0620	0.0572	0.0599
October	0.0583	0.0558	0.0572
November	0.0599	0.0575	0.0586
December	0.0582	0.0568	0.0574