2018 BIF to NPR Historical Review

YEARLY HIGH

0.0670 NPR

YEARLY LOW

0.0571 NPR

YEARLY AVERAGE

0.0615 NPR

2018 BIF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 9, valuing the pair at 0.0670. Conversely, the yearly low was recorded on January 13, dropping to 0.0571.

This high-to-low spread represents a total annual volatility of 0.0099 NPR. From a start-to-finish perspective, comparing the January average rate of 0.0577 to the December average rate of 0.0625, the exchange rate registered a net change of 8.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0670 was up 2.53% compared to the 2017 peak of 0.0654, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 335 NPR

2017 Average 302 NPR

Yearly Trough Low 286 NPR

Transaction Impact: A difference of 49.39 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0665

0.0569

JanuMarcMayJulySeptNove

BIF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0594, compared to 0.0636 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.0594

H2 Avg (Jul–Dec) 0.0636

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0042 NPR (High: 0.0655 / Low: 0.0614). On the other end, March was the most stable month, with a tight range of 0.0009 NPR (High: 0.0594 / Low: 0.0585).

November Spread (Volatile) ±0.0042

March Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0019 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 0.0657) against the same month in 2017 (average: 0.0594), the exchange rate shifted by +0.0064 (+10.72%).

2018 Avg (October) 0.0657

2017 Avg (October) 0.0594

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0583	0.0571	0.0577
February	0.0590	0.0575	0.0584
March	0.0594	0.0585	0.0589
April	0.0605	0.0585	0.0593
May	0.0619	0.0600	0.0609
June	0.0622	0.0602	0.0611
July	0.0626	0.0613	0.0620
August	0.0641	0.0616	0.0627
September	0.0655	0.0641	0.0649
October	0.0670	0.0646	0.0657
November	0.0655	0.0614	0.0639
December	0.0640	0.0612	0.0625