2025 BIF to NPR Historical Review

YEARLY HIGH

0.0490 NPR

YEARLY LOW

0.0456 NPR

YEARLY AVERAGE

0.0471 NPR

2025 BIF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 0.0490. Conversely, the yearly low was recorded on March 30, dropping to 0.0456.

This high-to-low spread represents a total annual volatility of 0.0034 NPR. From a start-to-finish perspective, comparing the January average rate of 0.0468 to the December average rate of 0.0487, the exchange rate registered a net change of 4.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0490 was up 4.02% compared to the 2024 peak of 0.0471, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 245 NPR

2024 Average 232 NPR

Yearly Trough Low 228 NPR

Transaction Impact: A difference of 16.96 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0489

0.0459

JanuMarcMayJulySeptNove

BIF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0466, compared to 0.0477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0466

H2 Avg (Jul–Dec) 0.0477

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0021 NPR (High: 0.0478 / Low: 0.0456). On the other end, December was the most stable month, with a tight range of 0.0006 NPR (High: 0.0490 / Low: 0.0485).

March Spread (Volatile) ±0.0021

December Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0007 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.0487) against the same month in 2024 (average: 0.0461), the exchange rate shifted by +0.0026 (+5.59%).

2025 Avg (December) 0.0487

2024 Avg (December) 0.0461

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0475	0.0463	0.0468
February	0.0479	0.0467	0.0471
March	0.0478	0.0456	0.0469
April	0.0468	0.0457	0.0462
May	0.0466	0.0457	0.0461
June	0.0469	0.0459	0.0464
July	0.0472	0.0458	0.0465
August	0.0478	0.0467	0.0471
September	0.0484	0.0472	0.0476
October	0.0483	0.0474	0.0479
November	0.0486	0.0477	0.0482
December	0.0490	0.0485	0.0487