2024 BIF to NPR Historical Review

YEARLY HIGH

0.0471 NPR

YEARLY LOW

0.0455 NPR

YEARLY AVERAGE

0.0464 NPR

2024 BIF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BIF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0471. Conversely, the yearly low was recorded on November 16, dropping to 0.0455.

This high-to-low spread represents a total annual volatility of 0.0016 NPR. From a start-to-finish perspective, comparing the January average rate of 0.0466 to the December average rate of 0.0461, the exchange rate registered a net change of -1.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0471 was down 26.54% compared to the 2023 peak of 0.0642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 236 NPR

2023 Average 265 NPR

Yearly Trough Low 228 NPR

Transaction Impact: A difference of 8.10 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0466

0.0461

JanuMarcMayJulySeptNove

BIF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0465, compared to 0.0463 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0465

H2 Avg (Jul–Dec) 0.0463

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0013 NPR (High: 0.0468 / Low: 0.0455). On the other end, July was the most stable month, with a tight range of 0.0002 NPR (High: 0.0465 / Low: 0.0463).

November Spread (Volatile) ±0.0013

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 0.0466) against the same month in 2023 (average: 0.0633), the exchange rate shifted by -0.0167 (-26.36%).

2024 Avg (January) 0.0466

2023 Avg (January) 0.0633

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0471	0.0464	0.0466
February	0.0466	0.0463	0.0464
March	0.0469	0.0461	0.0464
April	0.0467	0.0464	0.0465
May	0.0468	0.0463	0.0465
June	0.0465	0.0461	0.0464
July	0.0465	0.0463	0.0464
August	0.0467	0.0464	0.0466
September	0.0466	0.0461	0.0463
October	0.0465	0.0456	0.0463
November	0.0468	0.0455	0.0462
December	0.0468	0.0458	0.0461