2020 BIF to NPR Historical Review

YEARLY HIGH

0.0649 NPR

YEARLY LOW

0.0600 NPR

YEARLY AVERAGE

0.0619 NPR

2020 BIF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 0.0649. Conversely, the yearly low was recorded on January 13, dropping to 0.0600.

This high-to-low spread represents a total annual volatility of 0.0049 NPR. From a start-to-finish perspective, comparing the January average rate of 0.0605 to the December average rate of 0.0606, the exchange rate registered a net change of 0.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0649 was up 2.02% compared to the 2019 peak of 0.0636, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 324 NPR

2019 Average 306 NPR

Yearly Trough Low 300 NPR

Transaction Impact: A difference of 24.26 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0646

0.0601

JanuMarcMayJulySeptNove

BIF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0625, compared to 0.0613 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0625

H2 Avg (Jul–Dec) 0.0613

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0035 NPR (High: 0.0646 / Low: 0.0611). On the other end, November was the most stable month, with a tight range of 0.0007 NPR (High: 0.0617 / Low: 0.0609).

March Spread (Volatile) ±0.0035

November Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0642) against the same month in 2019 (average: 0.0607), the exchange rate shifted by +0.0035 (+5.84%).

2020 Avg (April) 0.0642

2019 Avg (April) 0.0607

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0611	0.0600	0.0605
February	0.0611	0.0603	0.0606
March	0.0646	0.0611	0.0629
April	0.0649	0.0636	0.0642
May	0.0641	0.0631	0.0636
June	0.0640	0.0629	0.0635
July	0.0630	0.0619	0.0623
August	0.0623	0.0608	0.0619
September	0.0611	0.0602	0.0608
October	0.0616	0.0604	0.0608
November	0.0617	0.0609	0.0613
December	0.0610	0.0602	0.0606