2021 BIF to NPR Historical Review

YEARLY HIGH

0.0617 NPR

YEARLY LOW

0.0587 NPR

YEARLY AVERAGE

0.0599 NPR

2021 BIF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 0.0617. Conversely, the yearly low was recorded on May 30, dropping to 0.0587.

This high-to-low spread represents a total annual volatility of 0.0030 NPR. From a start-to-finish perspective, comparing the January average rate of 0.0601 to the December average rate of 0.0603, the exchange rate registered a net change of 0.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0617 was down 4.90% compared to the 2020 peak of 0.0649, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 308 NPR

2020 Average 310 NPR

Yearly Trough Low 294 NPR

Transaction Impact: A difference of 14.85 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0610

0.0590

JanuMarcMayJulySeptNove

BIF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0598, compared to 0.0599 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0598

H2 Avg (Jul–Dec) 0.0599

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0021 NPR (High: 0.0617 / Low: 0.0596). On the other end, July was the most stable month, with a tight range of 0.0005 NPR (High: 0.0604 / Low: 0.0599).

April Spread (Volatile) ±0.0021

July Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0014 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0609) against the same month in 2020 (average: 0.0642), the exchange rate shifted by -0.0034 (-5.27%).

2021 Avg (April) 0.0609

2020 Avg (April) 0.0642

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0605	0.0594	0.0601
February	0.0600	0.0592	0.0596
March	0.0603	0.0589	0.0595
April	0.0617	0.0596	0.0609
May	0.0608	0.0587	0.0595
June	0.0601	0.0589	0.0595
July	0.0604	0.0599	0.0601
August	0.0601	0.0588	0.0598
September	0.0596	0.0588	0.0592
October	0.0607	0.0594	0.0601
November	0.0603	0.0594	0.0598
December	0.0612	0.0594	0.0603