2016 BIF to NPR Historical Review

YEARLY HIGH

0.0706 NPR

YEARLY LOW

0.0636 NPR

YEARLY AVERAGE

0.0665 NPR

2016 BIF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 0.0706. Conversely, the yearly low was recorded on November 3, dropping to 0.0636.

This high-to-low spread represents a total annual volatility of 0.0070 NPR. From a start-to-finish perspective, comparing the January average rate of 0.0689 to the December average rate of 0.0648, the exchange rate registered a net change of -6.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0706 was up 1.44% compared to the 2015 peak of 0.0696, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 353 NPR

2015 Average 328 NPR

Yearly Trough Low 318 NPR

Transaction Impact: A difference of 35.18 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0706

0.0634

JanuMarcMayJulySeptNove

BIF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0686, compared to 0.0645 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 0.0686

H2 Avg (Jul–Dec) 0.0645

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0052 NPR (High: 0.0695 / Low: 0.0643). On the other end, October was the most stable month, with a tight range of 0.0005 NPR (High: 0.0641 / Low: 0.0637).

June Spread (Volatile) ±0.0052

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0023 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 0.0700) against the same month in 2015 (average: 0.0633), the exchange rate shifted by +0.0067 (+10.56%).

2016 Avg (February) 0.0700

2015 Avg (February) 0.0633

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0700	0.0679	0.0689
February	0.0706	0.0691	0.0700
March	0.0695	0.0678	0.0686
April	0.0688	0.0679	0.0684
May	0.0695	0.0680	0.0686
June	0.0695	0.0643	0.0671
July	0.0653	0.0644	0.0648
August	0.0648	0.0641	0.0644
September	0.0646	0.0638	0.0642
October	0.0641	0.0637	0.0640
November	0.0657	0.0636	0.0646
December	0.0654	0.0640	0.0648