2012 BIF to PKR Historical Review

YEARLY HIGH

0.0709 PKR

YEARLY LOW

0.0632 PKR

YEARLY AVERAGE

0.0667 PKR

2012 BIF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 0.0709. Conversely, the yearly low was recorded on December 30, dropping to 0.0632.

This high-to-low spread represents a total annual volatility of 0.0077 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0695 to the December average rate of 0.0638, the exchange rate registered a net change of -8.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0709 was down 6.71% compared to the 2011 peak of 0.0760, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 354 PKR

2011 Average 357 PKR

Yearly Trough Low 316 PKR

Transaction Impact: A difference of 38.69 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0707

0.0632

JanuMarcMayJulySeptNove

BIF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0685, compared to 0.0648 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.0685

H2 Avg (Jul–Dec) 0.0648

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0049 PKR (High: 0.0707 / Low: 0.0658). On the other end, October was the most stable month, with a tight range of 0.0009 PKR (High: 0.0650 / Low: 0.0641).

April Spread (Volatile) ±0.0049

October Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0034 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.0700) against the same month in 2011 (average: 0.0751), the exchange rate shifted by -0.0050 (-6.71%).

2012 Avg (March) 0.0700

2011 Avg (March) 0.0751

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0703	0.0680	0.0695
February	0.0703	0.0694	0.0698
March	0.0709	0.0694	0.0700
April	0.0707	0.0658	0.0690
May	0.0667	0.0647	0.0656
June	0.0676	0.0661	0.0671
July	0.0672	0.0651	0.0662
August	0.0661	0.0647	0.0654
September	0.0658	0.0638	0.0649
October	0.0650	0.0641	0.0644
November	0.0654	0.0632	0.0642
December	0.0650	0.0632	0.0638