2025 BIF to PKR Historical Review

YEARLY HIGH

0.0996 PKR

YEARLY LOW

0.0936 PKR

YEARLY AVERAGE

0.0952 PKR

2025 BIF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 10, valuing the pair at 0.0996. Conversely, the yearly low was recorded on March 30, dropping to 0.0936.

This high-to-low spread represents a total annual volatility of 0.0061 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0945 to the December average rate of 0.0948, the exchange rate registered a net change of 0.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0996 was up 0.80% compared to the 2024 peak of 0.0989, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 498 PKR

2024 Average 483 PKR

Yearly Trough Low 468 PKR

Transaction Impact: A difference of 30.48 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0961

0.0943

JanuMarcMayJulySeptNove

BIF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0950, compared to 0.0955 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0950

H2 Avg (Jul–Dec) 0.0955

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0061 PKR (High: 0.0996 / Low: 0.0936). On the other end, December was the most stable month, with a tight range of 0.0010 PKR (High: 0.0955 / Low: 0.0945).

March Spread (Volatile) ±0.0061

December Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 0.0949) against the same month in 2024 (average: 0.0974), the exchange rate shifted by -0.0025 (-2.53%).

2025 Avg (March) 0.0949

2024 Avg (March) 0.0974

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0956	0.0940	0.0945
February	0.0955	0.0939	0.0946
March	0.0996	0.0936	0.0949
April	0.0960	0.0942	0.0948
May	0.0962	0.0946	0.0955
June	0.0965	0.0947	0.0956
July	0.0974	0.0951	0.0959
August	0.0965	0.0949	0.0954
September	0.0964	0.0945	0.0954
October	0.0961	0.0947	0.0957
November	0.0965	0.0946	0.0957
December	0.0955	0.0945	0.0948