2018 BIF to PKR Historical Review

YEARLY HIGH

0.0780 PKR

YEARLY LOW

0.0622 PKR

YEARLY AVERAGE

0.0683 PKR

2018 BIF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.0780. Conversely, the yearly low was recorded on March 10, dropping to 0.0622.

This high-to-low spread represents a total annual volatility of 0.0158 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0628 to the December average rate of 0.0769, the exchange rate registered a net change of 22.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0780 was up 23.71% compared to the 2017 peak of 0.0630, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 390 PKR

2017 Average 306 PKR

Yearly Trough Low 311 PKR

Transaction Impact: A difference of 79.04 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0783

0.0613

JanuMarcMayJulySeptNove

BIF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0644, compared to 0.0722 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0077 points.

H1 Avg (Jan–Jun) 0.0644

H2 Avg (Jul–Dec) 0.0722

Volatility Range Comparison

Volatility

The most volatile month in 2018 was October, with a trading range of 0.0060 PKR (High: 0.0751 / Low: 0.0692). On the other end, September was the most stable month, with a tight range of 0.0004 PKR (High: 0.0696 / Low: 0.0692).

October Spread (Volatile) ±0.0060

September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0009 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.0769) against the same month in 2017 (average: 0.0618), the exchange rate shifted by +0.0151 (+24.45%).

2018 Avg (December) 0.0769

2017 Avg (December) 0.0618

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0631	0.0624	0.0628
February	0.0630	0.0623	0.0627
March	0.0657	0.0622	0.0636
April	0.0657	0.0649	0.0653
May	0.0659	0.0646	0.0653
June	0.0688	0.0648	0.0670
July	0.0733	0.0681	0.0703
August	0.0701	0.0691	0.0694
September	0.0696	0.0692	0.0695
October	0.0751	0.0692	0.0726
November	0.0754	0.0735	0.0744
December	0.0780	0.0749	0.0769