2015 BIF to PKR Historical Review

YEARLY HIGH

0.0682 PKR

YEARLY LOW

0.0622 PKR

YEARLY AVERAGE

0.0656 PKR

2015 BIF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0682. Conversely, the yearly low was recorded on July 20, dropping to 0.0622.

This high-to-low spread represents a total annual volatility of 0.0061 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0643 to the December average rate of 0.0674, the exchange rate registered a net change of 4.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0682 was down 0.35% compared to the 2014 peak of 0.0685, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 341 PKR

2014 Average 325 PKR

Yearly Trough Low 311 PKR

Transaction Impact: A difference of 30.36 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0682

0.0628

JanuMarcMayJulySeptNove

BIF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0648, compared to 0.0664 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0648

H2 Avg (Jul–Dec) 0.0664

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0033 PKR (High: 0.0655 / Low: 0.0622). On the other end, March was the most stable month, with a tight range of 0.0009 PKR (High: 0.0654 / Low: 0.0645).

July Spread (Volatile) ±0.0033

March Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0018 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0674) against the same month in 2014 (average: 0.0644), the exchange rate shifted by +0.0029 (+4.56%).

2015 Avg (December) 0.0674

2014 Avg (December) 0.0644

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0649	0.0639	0.0643
February	0.0652	0.0643	0.0647
March	0.0654	0.0645	0.0649
April	0.0656	0.0645	0.0650
May	0.0655	0.0646	0.0650
June	0.0655	0.0640	0.0650
July	0.0655	0.0622	0.0633
August	0.0672	0.0650	0.0658
September	0.0679	0.0663	0.0671
October	0.0679	0.0667	0.0671
November	0.0682	0.0672	0.0677
December	0.0682	0.0666	0.0674