2014 BIF to PKR Historical Review

YEARLY HIGH

0.0685 PKR

YEARLY LOW

0.0622 PKR

YEARLY AVERAGE

0.0651 PKR

2014 BIF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 0.0685. Conversely, the yearly low was recorded on April 15, dropping to 0.0622.

This high-to-low spread represents a total annual volatility of 0.0063 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0681 to the December average rate of 0.0644, the exchange rate registered a net change of -5.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0685 was down 2.54% compared to the 2013 peak of 0.0702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 342 PKR

2013 Average 328 PKR

Yearly Trough Low 311 PKR

Transaction Impact: A difference of 31.40 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0686

0.0625

JanuMarcMayJulySeptNove

BIF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0652, compared to 0.0650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0652

H2 Avg (Jul–Dec) 0.0650

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0049 PKR (High: 0.0677 / Low: 0.0628). On the other end, January was the most stable month, with a tight range of 0.0006 PKR (High: 0.0685 / Low: 0.0678).

March Spread (Volatile) ±0.0049

January Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0032 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0681) against the same month in 2013 (average: 0.0643), the exchange rate shifted by +0.0038 (+5.88%).

2014 Avg (January) 0.0681

2013 Avg (January) 0.0643

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0685	0.0678	0.0681
February	0.0683	0.0675	0.0678
March	0.0677	0.0628	0.0646
April	0.0638	0.0622	0.0630
May	0.0641	0.0633	0.0638
June	0.0640	0.0634	0.0637
July	0.0643	0.0634	0.0637
August	0.0660	0.0636	0.0646
September	0.0666	0.0658	0.0662
October	0.0670	0.0654	0.0659
November	0.0661	0.0648	0.0653
December	0.0653	0.0638	0.0644