2013 BIF to PKR Historical Review

YEARLY HIGH

0.0702 PKR

YEARLY LOW

0.0620 PKR

YEARLY AVERAGE

0.0655 PKR

2013 BIF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 0.0702. Conversely, the yearly low was recorded on March 10, dropping to 0.0620.

This high-to-low spread represents a total annual volatility of 0.0083 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0643 to the December average rate of 0.0692, the exchange rate registered a net change of 7.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0702 was down 0.92% compared to the 2012 peak of 0.0709, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 351 PKR

2012 Average 333 PKR

Yearly Trough Low 310 PKR

Transaction Impact: A difference of 41.33 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0701

0.0619

JanuMarcMayJulySeptNove

BIF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0631, compared to 0.0679 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0048 points.

H1 Avg (Jan–Jun) 0.0631

H2 Avg (Jul–Dec) 0.0679

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 0.0031 PKR (High: 0.0651 / Low: 0.0620). On the other end, April was the most stable month, with a tight range of 0.0005 PKR (High: 0.0629 / Low: 0.0624).

March Spread (Volatile) ±0.0031

April Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0017 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0692) against the same month in 2012 (average: 0.0638), the exchange rate shifted by +0.0054 (+8.46%).

2013 Avg (December) 0.0692

2012 Avg (December) 0.0638

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0649	0.0625	0.0643
February	0.0635	0.0621	0.0626
March	0.0651	0.0620	0.0630
April	0.0629	0.0624	0.0626
May	0.0635	0.0625	0.0627
June	0.0642	0.0628	0.0635
July	0.0664	0.0643	0.0650
August	0.0680	0.0661	0.0669
September	0.0691	0.0679	0.0682
October	0.0692	0.0686	0.0689
November	0.0702	0.0690	0.0694
December	0.0702	0.0681	0.0692