2016 BIF to PKR Historical Review

YEARLY HIGH

0.0679 PKR

YEARLY LOW

0.0620 PKR

YEARLY AVERAGE

0.0648 PKR

2016 BIF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 0.0679. Conversely, the yearly low was recorded on June 25, dropping to 0.0620.

This high-to-low spread represents a total annual volatility of 0.0058 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0672 to the December average rate of 0.0625, the exchange rate registered a net change of -6.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0679 was down 0.55% compared to the 2015 peak of 0.0682, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 339 PKR

2015 Average 328 PKR

Yearly Trough Low 310 PKR

Transaction Impact: A difference of 29.18 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0679

0.0621

JanuMarcMayJulySeptNove

BIF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0668, compared to 0.0628 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 0.0668

H2 Avg (Jul–Dec) 0.0628

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0055 PKR (High: 0.0675 / Low: 0.0620). On the other end, November was the most stable month, with a tight range of 0.0003 PKR (High: 0.0628 / Low: 0.0625).

June Spread (Volatile) ±0.0055

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0020 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 0.0674) against the same month in 2015 (average: 0.0650), the exchange rate shifted by +0.0024 (+3.70%).

2016 Avg (April) 0.0674

2015 Avg (April) 0.0650

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0678	0.0668	0.0672
February	0.0676	0.0668	0.0671
March	0.0675	0.0667	0.0670
April	0.0679	0.0670	0.0674
May	0.0677	0.0668	0.0672
June	0.0675	0.0620	0.0652
July	0.0635	0.0629	0.0632
August	0.0634	0.0626	0.0630
September	0.0631	0.0625	0.0628
October	0.0630	0.0625	0.0628
November	0.0628	0.0625	0.0627
December	0.0628	0.0622	0.0625