2013 BWP to HRK Historical Review

YEARLY HIGH

0.7377 HRK

YEARLY LOW

0.6323 HRK

YEARLY AVERAGE

0.6806 HRK

2013 BWP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BWP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.7377. Conversely, the yearly low was recorded on December 30, dropping to 0.6323.

This high-to-low spread represents a total annual volatility of 0.1053 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7183 to the December average rate of 0.6404, the exchange rate registered a net change of -10.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.7377 was down 8.82% compared to the 2012 peak of 0.8090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BWP based on timing:

Yearly Peak High 3,688 HRK

2012 Average 3,834 HRK

Yearly Trough Low 3,162 HRK

Transaction Impact: A difference of 526.69 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.7261

0.6326

JanuMarcMayJulySeptNove

BWP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7033, compared to 0.6578 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0455 points.

H1 Avg (Jan–Jun) 0.7033

H2 Avg (Jul–Dec) 0.6578

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0446 HRK (High: 0.7156 / Low: 0.6710). On the other end, October was the most stable month, with a tight range of 0.0081 HRK (High: 0.6626 / Low: 0.6545).

May Spread (Volatile) ±0.0446

October Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0419 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0419

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 0.7183) against the same month in 2012 (average: 0.7859), the exchange rate shifted by -0.0675 (-8.59%).

2013 Avg (January) 0.7183

2012 Avg (January) 0.7859

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7377	0.6969	0.7183
February	0.7227	0.6940	0.7087
March	0.7195	0.7057	0.7126
April	0.7230	0.7078	0.7152
May	0.7156	0.6710	0.7034
June	0.6805	0.6494	0.6615
July	0.6760	0.6633	0.6692
August	0.6664	0.6456	0.6583
September	0.6740	0.6569	0.6651
October	0.6626	0.6545	0.6590
November	0.6612	0.6495	0.6550
December	0.6525	0.6323	0.6404