2019 BWP to HRK Historical Review

YEARLY HIGH

0.6301 HRK

YEARLY LOW

0.5960 HRK

YEARLY AVERAGE

0.6162 HRK

2019 BWP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BWP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.6301. Conversely, the yearly low was recorded on August 12, dropping to 0.5960.

This high-to-low spread represents a total annual volatility of 0.0341 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6173 to the December average rate of 0.6234, the exchange rate registered a net change of 0.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.6301 was down 2.08% compared to the 2018 peak of 0.6435, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BWP based on timing:

Yearly Peak High 3,151 HRK

2018 Average 3,085 HRK

Yearly Trough Low 2,980 HRK

Transaction Impact: A difference of 170.60 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.6254

0.6023

JanuMarcMayJulySeptNove

BWP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6164, compared to 0.6160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.6164

H2 Avg (Jul–Dec) 0.6160

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0221 HRK (High: 0.6252 / Low: 0.6031). On the other end, April was the most stable month, with a tight range of 0.0071 HRK (High: 0.6238 / Low: 0.6167).

January Spread (Volatile) ±0.0221

April Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0164 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0164

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.6234) against the same month in 2018 (average: 0.6086), the exchange rate shifted by +0.0148 (+2.44%).

2019 Avg (December) 0.6234

2018 Avg (December) 0.6086

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6252	0.6031	0.6173
February	0.6280	0.6183	0.6227
March	0.6206	0.6064	0.6139
April	0.6238	0.6167	0.6212
May	0.6235	0.6094	0.6165
June	0.6111	0.5971	0.6067
July	0.6265	0.6132	0.6207
August	0.6180	0.5960	0.6042
September	0.6192	0.6082	0.6148
October	0.6214	0.6088	0.6147
November	0.6219	0.6080	0.6180
December	0.6301	0.6145	0.6234