2015 BWP to HRK Historical Review

YEARLY HIGH

0.7217 HRK

YEARLY LOW

0.6137 HRK

YEARLY AVERAGE

0.6782 HRK

2015 BWP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BWP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.7217. Conversely, the yearly low was recorded on December 11, dropping to 0.6137.

This high-to-low spread represents a total annual volatility of 0.1079 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6899 to the December average rate of 0.6354, the exchange rate registered a net change of -7.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.7217 was up 7.02% compared to the 2014 peak of 0.6743, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BWP based on timing:

Yearly Peak High 3,608 HRK

2014 Average 3,204 HRK

Yearly Trough Low 3,069 HRK

Transaction Impact: A difference of 539.67 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.7193

0.6278

JanuMarcMayJulySeptNove

BWP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6982, compared to 0.6582 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0400 points.

H1 Avg (Jan–Jun) 0.6982

H2 Avg (Jul–Dec) 0.6582

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0544 HRK (High: 0.7195 / Low: 0.6651). On the other end, March was the most stable month, with a tight range of 0.0129 HRK (High: 0.7185 / Low: 0.7056).

January Spread (Volatile) ±0.0544

March Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0245 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0245

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.7109) against the same month in 2014 (average: 0.6300), the exchange rate shifted by +0.0809 (+12.84%).

2015 Avg (April) 0.7109

2014 Avg (April) 0.6300

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7195	0.6651	0.6899
February	0.7160	0.6992	0.7064
March	0.7185	0.7056	0.7117
April	0.7217	0.6948	0.7109
May	0.7037	0.6793	0.6912
June	0.6937	0.6664	0.6789
July	0.7003	0.6806	0.6876
August	0.6879	0.6391	0.6666
September	0.6584	0.6377	0.6462
October	0.6635	0.6443	0.6532
November	0.6696	0.6515	0.6599
December	0.6642	0.6137	0.6354