2014 BWP to HRK Historical Review

YEARLY HIGH

0.6743 HRK

YEARLY LOW

0.6184 HRK

YEARLY AVERAGE

0.6408 HRK

2014 BWP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BWP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 0.6743. Conversely, the yearly low was recorded on January 30, dropping to 0.6184.

This high-to-low spread represents a total annual volatility of 0.0559 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6276 to the December average rate of 0.6588, the exchange rate registered a net change of 4.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6743 was down 8.59% compared to the 2013 peak of 0.7377, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BWP based on timing:

Yearly Peak High 3,371 HRK

2013 Average 3,402 HRK

Yearly Trough Low 3,092 HRK

Transaction Impact: A difference of 279.49 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.6704

0.6197

JanuMarcMayJulySeptNove

BWP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6289, compared to 0.6527 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0238 points.

H1 Avg (Jan–Jun) 0.6289

H2 Avg (Jul–Dec) 0.6527

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0247 HRK (High: 0.6696 / Low: 0.6450). On the other end, August was the most stable month, with a tight range of 0.0110 HRK (High: 0.6519 / Low: 0.6409).

December Spread (Volatile) ±0.0247

August Spread (Stable) ±0.0110

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0074 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.6662) against the same month in 2013 (average: 0.6550), the exchange rate shifted by +0.0112 (+1.71%).

2014 Avg (November) 0.6662

2013 Avg (November) 0.6550

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6359	0.6184	0.6276
February	0.6311	0.6201	0.6240
March	0.6339	0.6186	0.6259
April	0.6356	0.6246	0.6300
May	0.6416	0.6248	0.6354
June	0.6371	0.6260	0.6305
July	0.6474	0.6275	0.6361
August	0.6519	0.6409	0.6456
September	0.6576	0.6462	0.6505
October	0.6692	0.6533	0.6589
November	0.6743	0.6604	0.6662
December	0.6696	0.6450	0.6588