2025 BWP to HRK Historical Review

YEARLY HIGH

0.5280 HRK

YEARLY LOW

0.4484 HRK

YEARLY AVERAGE

0.4908 HRK

2025 BWP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BWP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 10, valuing the pair at 0.5280. Conversely, the yearly low was recorded on September 1, dropping to 0.4484.

This high-to-low spread represents a total annual volatility of 0.0796 HRK. From a start-to-finish perspective, comparing the January average rate of 0.5222 to the December average rate of 0.4833, the exchange rate registered a net change of -7.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5280 was down 0.97% compared to the 2024 peak of 0.5332, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BWP based on timing:

Yearly Peak High 2,640 HRK

2024 Average 2,569 HRK

Yearly Trough Low 2,242 HRK

Transaction Impact: A difference of 397.81 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5276

0.4680

JanuMarcMayJulySeptNove

BWP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5037, compared to 0.4780 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0257 points.

H1 Avg (Jan–Jun) 0.5037

H2 Avg (Jul–Dec) 0.4780

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0363 HRK (High: 0.4848 / Low: 0.4484). On the other end, February was the most stable month, with a tight range of 0.0095 HRK (High: 0.5280 / Low: 0.5185).

September Spread (Volatile) ±0.0363

February Spread (Stable) ±0.0095

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0257 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0257

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.5226) against the same month in 2024 (average: 0.5093), the exchange rate shifted by +0.0133 (+2.62%).

2025 Avg (February) 0.5226

2024 Avg (February) 0.5093

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5276	0.5171	0.5222
February	0.5280	0.5185	0.5226
March	0.5250	0.5046	0.5108
April	0.5081	0.4749	0.4851
May	0.4992	0.4858	0.4935
June	0.4943	0.4804	0.4880
July	0.4875	0.4515	0.4802
August	0.4850	0.4555	0.4793
September	0.4848	0.4484	0.4730
October	0.4879	0.4529	0.4749
November	0.4881	0.4553	0.4773
December	0.4882	0.4558	0.4833