2024 BWP to HRK Historical Review

YEARLY HIGH

0.5332 HRK

YEARLY LOW

0.4950 HRK

YEARLY AVERAGE

0.5138 HRK

2024 BWP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BWP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.5332. Conversely, the yearly low was recorded on May 1, dropping to 0.4950.

This high-to-low spread represents a total annual volatility of 0.0382 HRK. From a start-to-finish perspective, comparing the January average rate of 0.5087 to the December average rate of 0.5246, the exchange rate registered a net change of 3.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.5332 was down 4.74% compared to the 2023 peak of 0.5597, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BWP based on timing:

Yearly Peak High 2,666 HRK

2023 Average 2,609 HRK

Yearly Trough Low 2,475 HRK

Transaction Impact: A difference of 190.77 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.5264

0.5058

JanuMarcMayJulySeptNove

BWP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5105, compared to 0.5171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 0.5105

H2 Avg (Jul–Dec) 0.5171

Volatility Range Comparison

Volatility

The most volatile month in 2024 was June, with a trading range of 0.0206 HRK (High: 0.5236 / Low: 0.5030). On the other end, March was the most stable month, with a tight range of 0.0076 HRK (High: 0.5105 / Low: 0.5028).

June Spread (Volatile) ±0.0206

March Spread (Stable) ±0.0076

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0028 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.5246) against the same month in 2023 (average: 0.5109), the exchange rate shifted by +0.0137 (+2.68%).

2024 Avg (December) 0.5246

2023 Avg (December) 0.5109

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5153	0.5051	0.5087
February	0.5157	0.5035	0.5093
March	0.5105	0.5028	0.5075
April	0.5170	0.4975	0.5112
May	0.5155	0.4950	0.5123
June	0.5236	0.5030	0.5139
July	0.5200	0.5096	0.5125
August	0.5159	0.5037	0.5097
September	0.5197	0.5072	0.5122
October	0.5239	0.5157	0.5195
November	0.5297	0.5183	0.5239
December	0.5332	0.5188	0.5246