2020 BWP to HRK Historical Review

YEARLY HIGH

0.6300 HRK

YEARLY LOW

0.5344 HRK

YEARLY AVERAGE

0.5784 HRK

2020 BWP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BWP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.6300. Conversely, the yearly low was recorded on August 6, dropping to 0.5344.

This high-to-low spread represents a total annual volatility of 0.0956 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6251 to the December average rate of 0.5687, the exchange rate registered a net change of -9.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6300 was down 0.02% compared to the 2019 peak of 0.6301, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BWP based on timing:

Yearly Peak High 3,150 HRK

2019 Average 3,081 HRK

Yearly Trough Low 2,672 HRK

Transaction Impact: A difference of 477.85 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6331

0.5373

JanuMarcMayJulySeptNove

BWP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5948, compared to 0.5620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0328 points.

H1 Avg (Jan–Jun) 0.5948

H2 Avg (Jul–Dec) 0.5620

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0535 HRK (High: 0.6300 / Low: 0.5765). On the other end, December was the most stable month, with a tight range of 0.0113 HRK (High: 0.5738 / Low: 0.5625).

March Spread (Volatile) ±0.0535

December Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0234 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0234

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5977) against the same month in 2019 (average: 0.6139), the exchange rate shifted by -0.0161 (-2.63%).

2020 Avg (March) 0.5977

2019 Avg (March) 0.6139

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6296	0.6147	0.6251
February	0.6281	0.6102	0.6211
March	0.6300	0.5765	0.5977
April	0.5847	0.5637	0.5743
May	0.5841	0.5686	0.5757
June	0.5806	0.5686	0.5746
July	0.5750	0.5474	0.5674
August	0.5528	0.5344	0.5453
September	0.5635	0.5518	0.5562
October	0.5700	0.5567	0.5619
November	0.5778	0.5660	0.5723
December	0.5738	0.5625	0.5687