2012 BZD to BAM Historical Review

YEARLY HIGH

0.8523 BAM

YEARLY LOW

0.7405 BAM

YEARLY AVERAGE

0.7794 BAM

2012 BZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.8523. Conversely, the yearly low was recorded on December 20, dropping to 0.7405.

This high-to-low spread represents a total annual volatility of 0.1118 BAM. From a start-to-finish perspective, comparing the January average rate of 0.7651 to the December average rate of 0.7501, the exchange rate registered a net change of -1.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8523 was up 11.81% compared to the 2011 peak of 0.7623, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,262 BAM

2011 Average 3,537 BAM

Yearly Trough Low 3,702 BAM

Transaction Impact: A difference of 559.05 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8396

0.7420

JanuMarcMayJulySeptNove

BZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7691, compared to 0.7897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0206 points.

H1 Avg (Jan–Jun) 0.7691

H2 Avg (Jul–Dec) 0.7897

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0641 BAM (High: 0.8523 / Low: 0.7882). On the other end, February was the most stable month, with a tight range of 0.0150 BAM (High: 0.7596 / Low: 0.7446).

July Spread (Volatile) ±0.0641

February Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0371 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0371

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.8314) against the same month in 2011 (average: 0.6888), the exchange rate shifted by +0.1426 (+20.71%).

2012 Avg (July) 0.8314

2011 Avg (July) 0.6888

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7830	0.7523	0.7651
February	0.7596	0.7446	0.7521
March	0.7670	0.7473	0.7569
April	0.7659	0.7473	0.7591
May	0.8081	0.7565	0.7820
June	0.8091	0.7906	0.7993
July	0.8523	0.7882	0.8314
August	0.8438	0.7992	0.8303
September	0.8237	0.7629	0.7932
October	0.8027	0.7479	0.7669
November	0.7764	0.7567	0.7664
December	0.7650	0.7405	0.7501