2021 BZD to BAM Historical Review

YEARLY HIGH

0.8650 BAM

YEARLY LOW

0.7865 BAM

YEARLY AVERAGE

0.8205 BAM

2021 BZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.8650. Conversely, the yearly low was recorded on January 6, dropping to 0.7865.

This high-to-low spread represents a total annual volatility of 0.0785 BAM. From a start-to-finish perspective, comparing the January average rate of 0.7967 to the December average rate of 0.8583, the exchange rate registered a net change of 7.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8650 was down 5.02% compared to the 2020 peak of 0.9107, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,325 BAM

2020 Average 4,259 BAM

Yearly Trough Low 3,932 BAM

Transaction Impact: A difference of 392.56 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8645

0.7906

JanuMarcMayJulySeptNove

BZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8054, compared to 0.8357 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0303 points.

H1 Avg (Jan–Jun) 0.8054

H2 Avg (Jul–Dec) 0.8357

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0276 BAM (High: 0.8650 / Low: 0.8374). On the other end, December was the most stable month, with a tight range of 0.0063 BAM (High: 0.8619 / Low: 0.8556).

November Spread (Volatile) ±0.0276

December Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0136 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0136

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.8510) against the same month in 2020 (average: 0.8201), the exchange rate shifted by +0.0309 (+3.77%).

2021 Avg (November) 0.8510

2020 Avg (November) 0.8201

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8042	0.7865	0.7967
February	0.8099	0.7976	0.8025
March	0.8271	0.8044	0.8158
April	0.8267	0.8004	0.8128
May	0.8078	0.7922	0.7991
June	0.8158	0.7938	0.8052
July	0.8248	0.8128	0.8204
August	0.8307	0.8153	0.8244
September	0.8386	0.8171	0.8237
October	0.8410	0.8322	0.8362
November	0.8650	0.8374	0.8510
December	0.8619	0.8556	0.8583