2024 BZD to BAM Historical Review

YEARLY HIGH

0.9377 BAM

YEARLY LOW

0.8671 BAM

YEARLY AVERAGE

0.8970 BAM

2024 BZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.9377. Conversely, the yearly low was recorded on September 30, dropping to 0.8671.

This high-to-low spread represents a total annual volatility of 0.0706 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8892 to the December average rate of 0.9275, the exchange rate registered a net change of 4.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.9377 was up 1.23% compared to the 2023 peak of 0.9263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,688 BAM

2023 Average 4,487 BAM

Yearly Trough Low 4,335 BAM

Transaction Impact: A difference of 352.97 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.9329

0.8677

JanuMarcMayJulySeptNove

BZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8975, compared to 0.8966 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.8975

H2 Avg (Jul–Dec) 0.8966

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0424 BAM (High: 0.9315 / Low: 0.8891). On the other end, March was the most stable month, with a tight range of 0.0131 BAM (High: 0.8997 / Low: 0.8866).

November Spread (Volatile) ±0.0424

March Spread (Stable) ±0.0131

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0123 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0123

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.9275) against the same month in 2023 (average: 0.8880), the exchange rate shifted by +0.0395 (+4.44%).

2024 Avg (December) 0.9275

2023 Avg (December) 0.8880

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8965	0.8760	0.8892
February	0.9060	0.8915	0.8984
March	0.8997	0.8866	0.8932
April	0.9137	0.8926	0.9044
May	0.9094	0.8924	0.8982
June	0.9084	0.8910	0.9015
July	0.9053	0.8874	0.8945
August	0.8997	0.8685	0.8822
September	0.8804	0.8671	0.8731
October	0.9003	0.8752	0.8898
November	0.9315	0.8891	0.9123
December	0.9377	0.9164	0.9275