2015 BZD to BAM Historical Review

YEARLY HIGH

0.9317 BAM

YEARLY LOW

0.8081 BAM

YEARLY AVERAGE

0.8815 BAM

2015 BZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.9317. Conversely, the yearly low was recorded on January 2, dropping to 0.8081.

This high-to-low spread represents a total annual volatility of 0.1236 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8416 to the December average rate of 0.9002, the exchange rate registered a net change of 6.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9317 was up 15.35% compared to the 2014 peak of 0.8078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,659 BAM

2014 Average 3,691 BAM

Yearly Trough Low 4,041 BAM

Transaction Impact: A difference of 617.95 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9210

0.8344

JanuMarcMayJulySeptNove

BZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8769, compared to 0.8862 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0093 points.

H1 Avg (Jan–Jun) 0.8769

H2 Avg (Jul–Dec) 0.8862

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0683 BAM (High: 0.8765 / Low: 0.8081). On the other end, February was the most stable month, with a tight range of 0.0181 BAM (High: 0.8732 / Low: 0.8551).

January Spread (Volatile) ±0.0683

February Spread (Stable) ±0.0181

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0292 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0292

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.9046) against the same month in 2014 (average: 0.7113), the exchange rate shifted by +0.1932 (+27.17%).

2015 Avg (March) 0.9046

2014 Avg (March) 0.7113

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8765	0.8081	0.8416
February	0.8732	0.8551	0.8624
March	0.9317	0.8744	0.9046
April	0.9252	0.8767	0.9063
May	0.8977	0.8551	0.8771
June	0.8948	0.8564	0.8691
July	0.8984	0.8724	0.8836
August	0.8903	0.8492	0.8749
September	0.8789	0.8599	0.8713
October	0.8944	0.8558	0.8735
November	0.9269	0.8898	0.9138
December	0.9250	0.8923	0.9002