2016 BZD to BAM Historical Review

YEARLY HIGH

0.9376 BAM

YEARLY LOW

0.8516 BAM

YEARLY AVERAGE

0.8845 BAM

2016 BZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.9376. Conversely, the yearly low was recorded on May 2, dropping to 0.8516.

This high-to-low spread represents a total annual volatility of 0.0859 BAM. From a start-to-finish perspective, comparing the January average rate of 0.9020 to the December average rate of 0.9260, the exchange rate registered a net change of 2.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.9376 was up 0.63% compared to the 2015 peak of 0.9317, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,688 BAM

2015 Average 4,408 BAM

Yearly Trough Low 4,258 BAM

Transaction Impact: A difference of 429.69 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.9322

0.8583

JanuMarcMayJulySeptNove

BZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8773, compared to 0.8917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0144 points.

H1 Avg (Jan–Jun) 0.8773

H2 Avg (Jul–Dec) 0.8917

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0470 BAM (High: 0.9263 / Low: 0.8793). On the other end, September was the most stable month, with a tight range of 0.0079 BAM (High: 0.8775 / Low: 0.8696).

November Spread (Volatile) ±0.0470

September Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0192 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0192

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.9260) against the same month in 2015 (average: 0.9002), the exchange rate shifted by +0.0258 (+2.87%).

2016 Avg (December) 0.9260

2015 Avg (December) 0.9002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9089	0.8979	0.9020
February	0.9018	0.8672	0.8829
March	0.9018	0.8627	0.8805
April	0.8735	0.8541	0.8644
May	0.8790	0.8516	0.8654
June	0.8868	0.8535	0.8684
July	0.8888	0.8742	0.8837
August	0.8838	0.8631	0.8739
September	0.8775	0.8696	0.8730
October	0.8997	0.8717	0.8869
November	0.9263	0.8793	0.9065
December	0.9376	0.9111	0.9260