YEARLY HIGH
0.9580 BAM
YEARLY LOW
0.8215 BAM
YEARLY AVERAGE
0.8634 BAM

2025 BZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.9580. Conversely, the yearly low was recorded on September 17, dropping to 0.8215.

This high-to-low spread represents a total annual volatility of 0.1365 BAM. From a start-to-finish perspective, comparing the January average rate of 0.9404 to the December average rate of 0.8301, the exchange rate registered a net change of -11.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9580 was up 2.17% compared to the 2024 peak of 0.9377, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,790 BAM
2024 Average 4,485 BAM
Yearly Trough Low 4,108 BAM
Transaction Impact: A difference of 682.39 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9515
0.8181
JanuMarcMayJulySeptNove

BZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8926, compared to 0.8343 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0583 points.

H1 Avg (Jan–Jun) 0.8926
H2 Avg (Jul–Dec) 0.8343

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0559 BAM (High: 0.9020 / Low: 0.8461). On the other end, November was the most stable month, with a tight range of 0.0096 BAM (High: 0.8465 / Low: 0.8369).

April Spread (Volatile) ±0.0559
November Spread (Stable) ±0.0096

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0329 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0329

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.9349) against the same month in 2024 (average: 0.8984), the exchange rate shifted by +0.0365 (+4.07%).

2025 Avg (February) 0.9349
2024 Avg (February) 0.8984

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9550 0.9261 0.9404
February 0.9580 0.9280 0.9349
March 0.9363 0.8919 0.9021
April 0.9020 0.8461 0.8702
May 0.8787 0.8553 0.8623
June 0.8635 0.8305 0.8455
July 0.8511 0.8244 0.8327
August 0.8532 0.8310 0.8370
September 0.8360 0.8215 0.8292
October 0.8417 0.8275 0.8354
November 0.8465 0.8369 0.8414
December 0.8375 0.8246 0.8301